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3 signs you’re good with money, according to a financial planner

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Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.Being “good” with money is a relative term. Individuals maintain unique viewpoints on, and have had different experiences with, money throughout their lives, and that shapes their relationship to it. My purpose in this article is not to declare what is right or wrong. Instead, I want to provide some ideas that might help you think about money differently, which can help your financial journey going forward. Here are three things that let me know, as a financial planner, that you’re good with money.1. You understand the value of asset protectionThere are many different elements of financial planning, but it can be divided into two main categories: asset building and asset protection. Asset building involves the accumulation and growth of wealth, and is generally the primary topic in money discussions. However, the value of asset protection is equally (sometimes even more) important to someone’s financial plan. It is clear to me that an individual is good with money when they …

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READY Academy all geared up to upskill any worker in robotics

ready academy all geared up to upskill any worker in robotics

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READY Academy all geared up to upskill any worker in robotics

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Bollore: Financial information for the third quarter 2020

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BOLLOREPRESS RELEASEFinancial information for the third quarter 202020 October 2020Group activities show strong resilience in third quarter 2020despite 3% decline in revenueRevenue in the third quarter 2020: €5,915 millionRevenue at the end of September 2020: €17,527 millionRevenue for the third quarter 2020 At constant scope and exchange rates, the Group’s revenue for the third quarter 2020 was down 3% to €5,915 million. This change mainly includes:a 2% increase in the transportation and logistics business driven by freight forwarding, mainly due to exceptional air freight operations, despite the contraction in logistics activities in Africa and the impact of the end of the Douala terminal (DIT) concession in Cameroon;the decline in oil logistics (-38%) primarily attributable to the fall in oil product prices and volumes;the growth in the communications business (+1%), attributable to Vivendi which benefited from growth at UMG (+6%), the Canal+ group (+1%) and Editis (+10%);Revenue as reported was down 4% compared to the third quarter of 2019, due to a €132 million negative foreign exchange impact related to the strengthening of the euro (particularly versus the US dollar in the third quarter), which absorbed the positive changes in scope related primarily to the consolidation of M7 at the Canal+ group.Revenue at the end of September 2020 At constant scope and exchange rates, …

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The benefits of using universal collaborative robots

the benefits of using universal collaborative robots

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The benefits of using universal collaborative robots

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Robotic kitchen startup YPC raises a $1.8M seed round

robotic kitchen startup ypc raises a $1.8m seed round

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Montreal-based YPC Technologies today announced that it has raised a $1.8 million seed round. Led by Hike Ventures and Real Ventures, the funding includes participation from Toyota AI Ventures and Uphill Capital, among others, designed to help the company pilot its kitchen robotics technology.
Toyota’s funding came as part of the company’s “Call of Innovation,” which finds it investing in early state AI, robotics and other cutting edge technologies. “At TRI, we’re always searching for ways to amplify human ability and help improve quality of life,” TRI’s Gil Pratt said in a statement. “Through the call for innovation, we got a first-hand look at how startups like YPC Technologies are addressing the needs of people in urban communities, and we’re encouraged and excited by their efforts.”

Robotics and automation generation has been a fairly hot category for VC investment, amid the on-going COVID-19 shut down. Food robotics, in particular, have been a focus. And it makes sense, certainly. After all, providing people with sustenance is about as essential as services get. The startup’s solution is built around a robotic arm that can prepare recipes with a variety of different ingredients — similar to other models we’ …

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NFP Ventures teams up with MoneyLion on financial wellness benefit

nfp ventures teams up with moneylion on financial wellness benefit

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NFP Ventures, the early stage investment branch of insurance broker NFP, has partnered with digital finance platform MoneyLion to provide its employer clients with a financial wellness benefit.NFP Ventures will provide employers with a suite of financial tools, including MoneyLion’s Instacash program and mobile banking platform, RoarMoney. NFP is the first organization to offer MoneyLion as an employee benefit to employer clients.“We continue to focus on innovative solutions that align with the needs of our clients, including the challenges of financial wellness that have intensified during these uncertain times,” Shawn Ellis, managing director of NFP Ventures, said in a statement announcing the partnership.Americans have become more anxious about their financial stability since the outbreak of the coronavirus pandemic, with more than half of employees saying finances or money challenges are their main source of stress, according to PwC’s 2020 Employee Financial Wellness survey. Just 41% of people would be able to cover a $1,000 emergency expense, according to a BankRate poll.MoneyLion’s Instacash program allows employees to receive a cash advance of up to $250 with 0% APR. This can help employees cover an unexpected expense or even finance a fun opportunity with no interest.“Employees who may be …

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Reese’s sending out robotic Halloween door that dispenses hands-free treats

reese’s sending out robotic halloween door that dispenses hands-free treats

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While some towns are all but nixing Halloween, Reese’s is hoping to bring safe trick-or-treating to neighborhood doorsteps.

The company is sending out a remote-controlled robotic door to roll through neighborhoods and dispense king-size Reese’s Peanut Butter Cups.

When it shows up, kids only have to say “trick or treat” to get their candy.

“This Halloween is unlike any other, so we’ve upped the ante on creativity as a result,” Allen Dark, Reese’s senior brand manager, said in a statement. “A robotic Reese’s dispensing door is just what the world needs right now!”

The door works using a remote control from 5,000 feet away. A built-in Bluetooth speaker activates once “trick or treat” is said, prompting a king-size Reese’s candy bar to appear in the mail slot.

And it’s tricked out to make its arrival known by the “smoke, lights and epic Halloween soundtrack,” the company said.

“What can we say? We like to make an entrance,” Reese’s said.

The Centers for Disease Control has warned against door-to-door trick-or-treating this Halloween, saying it poses a high risk of spreading the coronavirus.

Those interested in having the robotic trick-or-treat door in their neighborhood can …

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British and U.S. financial regulators renew co-operation deal

british and u.s. financial regulators renew co-operation deal

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TipRanksThe Bottom Is in for These 3 Stocks? Analysts Say ‘Buy’Markets thrive on risk, but risk is hard to talk about. It’s easy to fall back on cliches – buy low and sell high, or the bulls and bears make money while the pigs get slaughtered – but those cliches have drifted into common parlance for a reason. They have a grain of truth.Buying low and selling high has always been known as the way to make a profit, from the earliest days of human barter. And whether the market is moving up or down, whether investors follow a bullish or a bearish strategy, it’s possible to turn that profit.So, let’s talk about buying low. While the overall market has recovered nicely from the pandemic swoon of mid-winter, many stocks are still struggling with a depressed share value. Some of them are fundamentally sound – and Wall Street’s analysts have taking note.Using TipRanks database, we pinpointed three such stocks. Each is down at least 60% so far this year, but each also has a Strong Buy consensus rating and at least 40% upside potential for the coming months.Diamondback Energy (FANG)First up is Diamondback Energy, a Texas …

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A gecko-adhesive gripper for the Astrobee free-flying robot

a gecko-adhesive gripper for the astrobee free-flying robot

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Three of the researchers involved in the study (From the left: Abhishek Cauligi, Toni G. Chen and Srinivasan A. Suresh). Credit: Stanford University.

Robots that can fly autonomously in space, also known as free-flying robots, could soon assist humans in a variety of settings. However, most existing free-flying robots are limited in their ability to grasp and manipulate objects in their surroundings, which may prevent them from being applied on a large-scale.

Two labs at Stanford University, namely the Biomimetics & Dexterous Manipulation Lab (BDML) and the Autonomous Systems Lab (ASL), have been trying to develop gecko-inspired technologies that could enhance the manipulation capabilities of free-flying robots. The BDML group at Stanford has expertise in the manufacturing and use of gecko-inspired adhesives for robotics applications, while the ASL team focuses on the development of algorithms that equip free-flyers with autonomous capabilities.
The new gripper created by these two labs, set to be presented at the i-SAIRAS conference and introduced in a paper pre-published on arXiv, was applied to the Astrobee, a free-flying robotic system developed at NASA. The project was funded by a NASA Early Stage Innovations grant, which is designed to support teams who are developing gecko-inspired technologies that can …

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