Mike Gulla: California wildfires are here to stay. Here’s what homeowners need to know to stay safe.

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San Diego Union-Tribune (CA) For homeowners who live on a wildfire’s destructive path and the insurers who are managing the risk and costs of their properties, it’s becoming more difficult to manage the scale of what future wildfires will bring. What’s worse? Wildfires are here to stay and we’ve just been presented with the worst wildfire season in history.In recent months, we’ve witnessed apocalyptic weather disasters – lightning storms in California, historic hurricanes in the Southeast and record-shattering heat felt across the country. Our partners at GIA Map, a technology company specializing in natural disaster risk assessment, measured more concentrated heat signatures than ever before in the western states.After years of worsening wildfires, several states were poised to invest heavily in preventative measures. California alone had budgeted over a billion dollars to mitigate the worst of the wildfires by “hardening” millions of homes to make them more resistant to fire. But when the pandemic hit, the state’s $21 billion surplus suddenly became a $54 billion deficit. Other states and federal agencies, including the Federal Emergency Management Agency, offered their own incentive programs, but almost all of them are on hold.”The three-headed monster of climate change, urban interface expansion and resource …

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